All kind time of day! Participation in this competition was defined by my father who not only imparted to me love to sewing business, but also sent a photo of my assistant who is temporarily living at it. But in about 2 weeks with small I will reach it! Here she is my native "Seagull" who lives in our family about 20 years and perfectly copes with the work.
Besides the machine I still am on friendly terms with needles and a hook. They to me help both to save and to carry that I want and not that hangs in shop... To read further"

The economy has to be economical!!!
Do you remember the slogan of Soviet period? This slogan is acceptable for me to this day. I have two teenage sons.
Got divorced from husband 14 years ago and since then the budget of our family lies on my shoulders. And what a sin to conceal, had to learn to be saved.
I will begin perhaps with food.
Anyway, and food is on the first place in the budget.
First, before going to shop, I make the list of necessary products and detergents which need to be got... To read further"

Now the range of goods of various categories is incredibly high. Once people had money, but they could not acquire the desirable, in view of deficiency - now the situation developed exactly the opposite: at the market it is presented anything and here only to buy what is necessary or what there is a wish we not always for can as simply there is not enough finance.
And here the most optimal variant - to find "golden mean" in this fight of desires against opportunities... To read further"

Good afternoon all! Here, also I decided to share at last the small secrets on economy of the family budget. We together officially ten years, at us are two wonderful children. And, of course, here not to do without planning of a family purse in any way! What do I do?
1. Expenses on municipal needs. Now the maintenance of housing what becomes farther, is more and more expensive to those. Therefore when ceased to pay me a grant for the second child up to one and a half years, I went and issued a housing subsidy... To read further"

All, hello.
I more than once mentioned that family our having many children, I have three sons. Contrary to ordinary opinion, I can tell that in the presence of several children in family it is possible to save the family budget decently. At the same time without refusing to itself in many respects.
In this article I want to talk only about how I save in expenses on providing children with all necessary... To read further"

All know that a female generally shopaholics, and I, of course, not an exception, me am pleasant to buy goods and to spend money with pleasure, but unfortunately, I cannot just issue to myself the note and continue to spend them, money it is necessary to earn and be on friendly terms with them that there was no such situation when in one day you spend all the monthly earnings. Therefore it is necessary to be able to save, but to save intelligently and pleasure... To read further"

Having read competitive articles of girls, found for itself many useful tips which by all means I will apply in the maintaining the budget. The subject is very relevant for my family. Crisis time. Salary is paid with delays, we have a credit operating on the apartment. So to live in grand style there is no opportunity - to have to save.
I break the rules on maintaining the budget into several groups:
1. Accounts (rent, credit, taxes)
a) ALWAYS pay everything in time! on penalty fee and the debts of money is not present... To read further"

Each family has the budget, and each family settles down with it in own way. Of course, each family has the ways of expenditure, economy and saving of money. In our family the word "save" equals to the concept "it is reasonable to spend". We try to settle down the family budget so that each family member could receive the desirable, at the same time without leaving someone another without something, wished this others.
There is a category of things on which we do not save. This our rule... To read further"

I think that of for what and as it is necessary to plan the family budget, know in each average family, especially now when financial wellbeing in our country – a concept relative. However at everyone the secrets and cunnings of such difficult business as management of the budget.
Nevertheless, I want to share the experience in the field of maintaining "family" economy... To read further"

I consider myself the expert in economy of the family budget. To it I was taught by our difficult and expensive life. The prices grow in shops constantly, and salary most often remains the same. And therefore that despite of everything to live adequately, I developed for myself certain tactics how it is reasonable to spend. I want and to share with you the sekretika, suddenly will be useful.
1. Not to put money in one heap. When the husband brings home salary, I divide it into several parts and I display on envelopes... To read further"