To save is it is reasonable to spend!

Each family has the budget, and each family settles down with it in own way. Of course, each family has the ways of expenditure, economy and saving of money. In our family the word "save" equals to the concept "it is reasonable to spend". We try to settle down the family budget so that each family member could receive the desirable, at the same time without leaving someone another without something, wished this others.

There is a category of things on which we do not save. This our rule. First of all, it is food (especially children's) and personal care products. "Not to save" in this case too means to approach wastes intelligently, but not to overpay for a brand or for something. Why we especially mark out these categories? Everything is simple. Our health and health directly depends on what we eat. Therefore on our table all the year round there are fresh fruit and vegetables, nuts, dried fruits, quality meat. We try to make so that our food was balanced. The same concerns both personal care products – and women's, and children's. That there was no advertizing, I will not begin to call brands, I will tell only that these brands are checked long ago by us also any inconveniences, the discomfort and, especially, problems with health from their use at us does not arise. Kind of we reach balance of the family budget – about it and I want to tell you.

Discount cards

We receive discount cards everywhere where we only can: in drugstores, shops, movie theaters, cafe, restaurants, cellular shops, beauty shops – generally, everywhere, where there is an opportunity to receive them. Most of them – accumulative, that is discount percent with each purchase is exceeded. In some from each purchase a certain quantity of bonuses which can be spent upon the following purchases is charged or to gather to the sum desirable to you. I want to tell that discount cards save just huge sum of money. As a result we receive everything that we will want, but only it is much more favorable, than is actually.
On a photo - our most often used cards. Actually, it is much more of them.

Payment by the cash card

Cash in our house – a rarity. Do you ask why? Because both at the husband, and at me cash cards have the bonus program. When we make purchases, bonuses returns to the card from one and more (depending on actions) percent of the spent sum. It is possible to pay off with these bonuses in some drugstores, Internet and offline shops, cafe. And it is possible to pay with them up to 99% of purchase. Do you represent how many bonuses are gathered from our daily (let and small) purchases, payment of housing and public utilities, telephony and the Internet? If you do not represent, I will tell – much. The more we spend – the more money comes back, and the most important – if you pay with bonuses bonuses are again charged!

Transport cards

These cards allow to be passed on public transport 2 rubles cheaper, than at payment in cash. Two rubles – are not a lot of, but when you go often, economy is felt. By the way, we fill up them from the cash card too.

Actions

Actions – our everything! They allow to get products most of which often seem expensive, at very low price. To watch news of the shops interesting us, we installed the Edadil application on smartphones. It is service it is very convenient in application: at installation you choose those shops which are important for you, and when updating catalogs you do not miss any action. Different shops like to reduce the prices approximately for the same products or products of one category therefore with little effort it is possible to compare the prices in all shops, to make the list of all necessary, and then to go to do shopping.

If in any shops give coupons on the subsequent purchases, we with hunting take them. Such action took place in one of our favourite hypermarkets recently, we cut out and saved coupons, made purchases and could acquire all desirable from 20-50 by a percentage discount. Such economy is very much felt!

We buy in supermarkets and hypermarkets

In the market we buy only dried fruits and nuts: there our checked seller who always gives us all the most qualitative and tasty works. From usual shops where we buy something, remained only confectionery – and that only because there sell those grades of cookies which do not bring to self-service shops.

All the rest is got by us in super - and hypermarkets. First, as already spoke, in them there are always actions. Secondly, in them the goods do not lie too long thanks to big attendance, so, we buy fresher products. Besides, not to spoil the reputation, the quality of products is carefully watched by personnel of shop.

Linzomata

As I have poor eyesight, I carry lenses. The first several years I bought them in salons of optics, and it left in a round sum. When still was a student, often saved: took lenses not of really worthy quality. But, fortunately, I found automatic machines where sell lenses, they are called linzomata. Buying there, I manage to save up to 500 rubles from each pack of lenses, and at the same time not to save on the health. It is a lot of, agree?

Internet purchases

Everything that can be taken on the Internet, we get on the Internet: from cosmetics to household appliances and furniture. For example, in the summer we presented to my parents (together with my brothers) the vacuum cleaner. In offline shop the price of it began from 10000, and online we could buy it for only 6500! The same big percent of economy turns out also with other types of goods.

Here, apparently, and all secrets of our family economy and economy. Be not afraid to spend money, try to approach this business intelligently!