GlobalMed: medicine on credit

Crediting stopped being something unusual for a long time. By data the VCIOM for the end of last year number of Russians who have the credit in bank made 67% of number of all respondents, and only 4% from them have fears that will not be able to pay off on debt. In spite of the fact that finally the person overpays for the account of percent, crediting remains the second most popular way attraction of urgent money.

Certainly, it is not deprived of certain minuses, but also its pluses are obvious:

• it is possible not to postpone purchase for later term, and to make it while it is necessary;
• there is an opportunity to get the necessary service or goods, without having sufficient money at the moment.

Especially it is relevant for people when it is necessary to receive treatment. At the moment many medical organizations provide to the patients the additional services and services connected with attraction of borrowed funds through partner banks. On such way also the network of the improving centers Globalmed, responses of which show advantages of a similar payment method, went. The network works with the largest Russian banks, such as Alfa-Bank, Tinkoff Bank, "The Renaissance the credit", etc. the Person can get approval by proxy by bank of the employee directly in the improving center in day of the address, having at himself only the passport of the citizen of the Russian Federation.

In more detail about medical crediting it is possible to read in the review about Globalmed.

In the GlobalMed centers both the medical, and improving programs providing an integrated approach are offered clients. After performing diagnostics and collecting the anamnesis, treatment course which includes all necessary medical procedures, visit of doctors and the program of rehabilitation is offered to the person. Payment happens at a time right at the beginning. Such format is convenient that it will be possible to foreknow from what to consist treatment and how many it will cost. There is no imposing of excess inspections and analyses. Besides primary diagnostics and consultation are carried out free of charge.



Our special correspondent Elena decided to check as such approach works. She went to the improving center Globalmed Belorusskaya (LLC Globalfit) located at the address 1st Tverskaya-Yamskaya St., 27.

Review of GlobalMed from Elena:

A few years ago I faced such unpleasant phenomenon as varicosity. The first problems began at me even during pregnancy. Then childbirth, sleepless nights, the small child, kindergarten, appearance at work after the decree, and an other routine... My time it was not full to be engaged in the health. I suspect that the varicose veins began to develop even before pregnancy, just at that time I did not notice the first signs yet.

After a while, when my life entered the habitual and stable course I made an attempt to ask for the help in municipal policlinic at the place of residence, and then, without having received the solution of the problem, began to monitor the market of paid medical services. Having seen advertizing on one of social networks, I filled out the application on the website globalmedclub.ru, and after a while I was called by the operator who helped to choose for me convenient date and time of a visit.

In due time I went to inspection. I found the medical center building without special work, it is two steps away from the subway Belarusian. In the hall I was met by the administrator. He checked my documents, issued the questionnaire for filling, answered all my questions and asked to wait. Has to tell that invited me not at once, I had to wait long until the doctor releases the patient. There were enough people, many came to free consultation, as well as I. By the way, an expectation zone in Globalmed rather comfortable, even offer tea and coffee.

Through some time for me the doctor of primary diagnostics went down. He attentively examined me, asked many questions connected with health, the postponed diseases and a way of life. Wrote down all this in the map and further we went to the phlebologist who sent for ultrasonography of veins of the lower extremities at once. All inspections and meetings with experts happened on a chain. In an ultrasonography office I was given out by the corresponding conclusion and the phlebologist on its basis painted the further program of treatment and made medical recommendations.

The doctor very in detail told about each procedure which will enter my course, explained how often it is required to visit doctors and also at once oriented at treatment cost. Feelings were double. On the one hand, I was ready to undertake myself at last. But I was confused by the cost of treatment and responses about Globalmed regarding the credits. I was in confusion.

Offered me three options of payment:

1. lump sum;
2. payment by installments for up to 60 days;
3. registration of the credit for the medical purposes in one of partner banks by proxy the employee directly in the improving center GlobalMed.

Medical crediting

In Globalmed practice of payment of medical services on credit through partner banks is very widespread. I saw patients who acquired several medical programs at once and on everyone made out the credit. It surprised me. Why the person of needs to burden with additional financial obligations once again. I decided to understand this question.

The cost of my course of treatment was 145 thousand rubles. It includes the infusional therapy, an ozonoterapiya and VLOK (all-strengthening the procedures allowing to restore exchange processes and promoting blood fluidifying). For removal of hypostases and toning of muscles and veins of legs the pressoterapiya, and for improvement of a blood-groove, toning of venous walls and elimination of developments of stagnation – acupuncture and medical massage was recommended to me. And in conclusion recommended me the EVLK procedure — the endovenous laser coagulation allowing to get rid of expanded deep veins. This manipulation is made in the absence of thrombosis and in the presence of expanded deep veins is just my case. About medical programs in Globalmed responses were good.

I understood that the payment option treatment due to registration of a consumer loan — after all should be considered. I submitted the application by proxy bank of the expert who is in a separate office in the improving center and in 30 minutes it was approved "the Renaissance by the Credit". At such form of payment of the program of treatment, my monthly payment will make 6 thousand rubles and it is necessary to pay me it 36 months. Registration of the credit is possible for a period of 1 up to 3 years. It was more convenient to me to choose the maximum term. As a result the overpayment turns out sufficient essential. But the center offers rehabilitation gift procedures at choice which cover this difference.

In couple of days after primary reception I came to consultation where I was examined again, made one more more detailed ultrasonography and corrected a course of treatment by results of analyses. It did not affect price. In the same day I passed also a number of the all-strengthening procedures appointed the doctor: ozonoterapiya, droppers and massage. And ahead of me expects a six-months course of treatment and EVLK. As it became clear, the situation with varicosity at me was much more serious, than I thought, that is puffiness and fatigue of legs were only manifestation of the developing disease. During diagnostics the doctor showed me my veins expanded on both legs needing urgent treatment and explained that if I started a problem, everything would only become worse and as a result I would need operation. Simple truth: the best treatment is a prevention!

In conclusion

I want to tell in conclusion that I was satisfied with both the first free consultation, and further treatment in the GlobalMed center on Belarusian. The credit for treatment does not disturb me at all, I pay the sum, small to the Moscow measures, monthly, receiving for it high-quality services. The course of the all-strengthening massage became a bonus from the improving center.

For anybody not a secret that the modern world very long time ago lives in conditions of capitalism and market economy therefore there is nothing terrible in crediting and cannot be. And crediting in medicine — very important social aspect which has to develop not each person is able to afford to pay all course of treatment at once. For this reason I also decided to pay your attention on Globalmed, this center really offers excellent terms and the most optimal solutions!